Your Personal Property Experts

Customers requiring formal appraisals of personal property in Steamboat Springs, or throughout Western Colorado, may wish to consider the Tisch Appraisal Group. We are an independent, full-service appraisal company. We perform on-site review, based upon your needs, to achieve your objectives.

Tisch Appraisal Group performs personal property appraisal services in the areas estates tax, insurance coverage or replacement, damage claims, charitable donation, divorce, equitable distribution to heirs, bankruptcy, and for general financial planning.

We appraise furniture, collectibles, artwork, silver, antiques, accessories, furniture, glassware, china, ceramics, figurines, general household goods, rugs.  This list is not exhaustive, so please inquire if in doubt. We do not appraise jewelry or real estate, and do not offer business valuation services. Further, we do not buy any items that we appraise, nor do we offer resale services in our capacity as appraisers. Instead, we provide a completely independent, professional assessment of your items.

Our owner, Christopher Tisch, is a generalist appraiser with experience appraising full estates as well as individual items.  He is an International Society of Appraisers (ISA) Certified Appraiser and is fully compliant with the Uniform Standards of Professional Appraisal Practice (USPAP). All of our written appraisals conform to the 2018-2019 Uniform Standards of Professional Appraisal Practice (USPAP) and to the standards and requirements set forth in the International Society of Appraisers’ Code of Ethics and Appraisal Report Writing Standard. Learn why hiring a USPAP compliant appraiser is important HERE.

Fees are generally billed at an hourly rate. Keep in mind that for every hour spent onsite, there are generally several hours of corresponding hours of work needed offsite.  Off-site time is spent inputting collected data and pictures into a professional appraisal program, researching each item using our extensive reference library and subscription-based electronic databases, and preparing the written report.


•    Decide which items you want to have appraised.
•    Make sure they are accessible.
•    Unpack items in drawers, boxes, trunks.
•    Put things of like kind together.
•    Arrange china and glass by patterns.
•    Gather receipts, certificates of authenticity, photographs, or earlier appraisals.

Taking these steps will streamline the appraisal process and ultimately save you money.


•    A cover document explaining in detail what type of value or cost is being sought ("purpose") and how the appraisal is to be used ("intended use").
•    The description of the methodology and resources relied upon.
•    A definition and description of the market(s) selected.
•    A complete and accurate description of the property written in such a manner that it can be identified without photographs.
•    The date(s) and location(s) of inspection and the effective date of the report.
•    A current USPAP certification statement. Competent appraisers must take a USPAP update course every two years.
•    The appraiser's qualifications and signature.


•    It is handwritten or unsigned.
•    The fee is based on a contingency fee or on the value of the property.
•    The appropriate "purpose" and "intended use" are not stated.
•    The item is beyond the appraiser's expertise.
•    The appraiser lacks training in appraisal methodology.
•    The appraiser is not willing and able to defend the appraisal in court.
•    The appraiser prepares the appraisal report in anticipation of buying items from you after the report is completed.


Charitable Donations

Determining the value of donated property would be a simple matter if the taxpayer or appraiser could rely only on fixed formulas, rules, or methods, but using such formulas seldom results in an acceptable determination of fair market value. There is no single formula that always applies when determining the value of property. This is not to say that a valuation is only guesswork. The appraiser must consider all the facts and circumstances connected with the property, such as its desirability, use, and scarcity.


Four Objectives of Insurance Appraisals

1. They enable the insured to have the correct amount of insurance coverage.
2. They provide proof the property existed.
3. They provide proof of the property’s pre-existing condition in the event of a total loss.
4. They facilitate claim settlement by providing a detailed inventory, description, and itemized replacement cost.
When loss occurs, the burden of


Federal estate tax applies to the transfer of property at death. The estate of a person who died is liable for the tax on the entire taxable estate including all property, real and personal, tangible and intangible, wherever situated.
Generally, the value of the decedent’s property interest for estate tax purposes is the fair market value determined on the date of death.

Equitable Distribution

Appraisers are required to perform appraisals for intended uses of equitable distribution, liquidation, bankruptcy, and many other functions. Equitable distribution appraisals are necessary to ensure fair division of property in such situations as divorce, business dissolution, and the division of an estate amongst heirs.

Tisch Appraisal Group